We believe that comprehensive financial planning advances significantly the probability that clients will be financially successful in their own eyes by realistically establishing financial goals and then prudently managing financial affairs to those ends.

Our comprehensive financial planning process follows the standards of the Certified Financial Planner Board of Standards, the national licensing body for Certified Financial Planners. Our investment process adheres to the investment fiduciary standards promulgated by the Foundation for Fiduciary Studies. Rayna’s approach to investment management emphasizes the tight integration of investing with financial planning; this is because for most people investing is a means, not an end, to achieve goals which are best reflected in a financial plan.